R.L. Leintz Prearranged Funeral Plans

R.L. Leintz, a licensed funeral home, offers plans for prearranged funerals. You may wish to simply record your wishes and desires in writing and have us place this document in our files. You will also want to inform your close funeral prearrangements family members as to the existence and location of this document so they can complete your wishes at the time of your death.

If you wish to also fund your funeral costs, the funding can take place in a number of ways:

Assigning an existing life insurance policy to the funeral home to cover all or part of the agreed upon expenses;
Fund the funeral expenses in full at that time of filing your document with us; or
Fund the funeral expenses at a later date.

If a person wishes to pre-fund a funeral it should be noted that Kansas is what is called a "100% Trust State". This means that all funds for a prearranged funeral must be placed in a third party trust account either through a Financial Institution or an Insurance Company. The funeral home is the trustee at that point and the funds deposited still belong to the beneficiary/purchaser. All growth or interest must remain in the account so the fund may accrue in order for the funeral home to issue a guarantee at the time of the purchase. If a guarantee is issued by the funeral home at the time of purchase and part or all of the funeral expense has been paid, the funeral or portion paid is considered guaranteed as of that date.

This means if a person wishes to purchase the Services part of a funeral, that cost is locked in if the account is set up in a trust account. The Merchandise portion of a funeral expense may also be purchased in advance and placed into a trust; if this is the case, this portion is guaranteed as well. Should the complete funeral be paid into a trust, the complete funeral would be guaranteed.

If you have further questions about pre-arranging a funeral, please read our Frequently Asked Questions section or contact us.